Our Services
Bluewater offers a full-scale approach to advisory services which include financial planning, consulting, and investment management services. Our approach is tailored to meet the needs of each individual client and family, ensuring client portfolios are managed in a manner consistent with their specific expectations and objectives. Our team consults with clients on a regular basis to assess their specific risk, time horizon, liquidity, and financial well-being.
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Family Planning encompasses a range of tailored financial solutions designed to meet the unique needs of successful families. These services go beyond traditional wealth management offerings, instead providing comprehensive support while leveraging existing relationships… Read More
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Generational wealth planning is designed around both the preservation and the growth of wealth, ensuring a smooth transition to each family’s future generations… Read More
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Estate planning is a pivotal step towards lasting financial success that involves the decision making around how assets will be managed, distributed, and protected all during one’s lifetime, and even thereafter… Read More
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Investment management and portfolio design are integral aspects of financial planning aimed at achieving long-term financial goals. Each individual and family has their own risk tolerance, timelines, and liquidity needs… Read More
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Retirement isn't just about financial security; it's about enjoying a fulfilling and worry-free lifestyle. Our thorough approach expands beyond the horizon of traditional IRAs and 401Ks… Read More
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Our goal is to intimately understand each unique situation, assess the needs, and design a personalized plan to protect as many assets… Read More
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Life, Death, and Taxes. The Bluewater team strives in understanding each client’s current cash flow needs, and how they impact overall financial health… Read More
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By identifying each client’s philanthropic passions is significant to any financial plan... Read More
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We are cognizant to the fact that investing in education is not just about the present, but it also about ensuring a brighter tomorrow. Our comprehensive family wealth services…Read More
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Starting, selling, or transitioning away from a business involves a host of financial challenges. Our advisors possess years of experience… Read More
Family Planning
Family planning encompasses a range of tailored financial solutions designed to meet the unique needs of successful families. These services go beyond traditional wealth management offerings, instead providing comprehensive support while leveraging existing relationships. Our dedicated team works closely with each individual family and their established attorneys and/or CPAs to best understand both intermediate and long-term goals, values, and priorities. This ultimately crafts customized strategies designed to both preserve and grow your family’s legacy over the generations to come.
Generational Planning
Generational wealth planning is designed around both the preservation and the growth of wealth, ensuring a smooth transition to each family’s future generations. This process extends beyond the context of the simple creation of trusts, including the establishment of tax-efficient structures, as well as implementing adequate and appropriate investment strategies. Bluewater’s generational approach to family wealth planning encompasses philanthropic goals, instilled-family values, lasting-legacy preservation, and education to all family members around fiscal responsibility and wealth stewardship.
Trust & Estate Planning
Estate planning is a pivotal step towards lasting financial success that involves the decision making around how assets will be managed, distributed, and protected all during one’s lifetime, and even thereafter. Our advisors develop a custom-tailored strategy based solely around your family’s wishes to best ensure your wealth’s seamless distribution while you are here, but also to act as a roadmap for your loved ones thereafter. Bluewater offers full fiduciary solutions to best minimize estate taxes, avoid the loss of wealth amidst transition, and protect your estate so a legacy can continue for generations beyond.
Investment Management
Investment management and portfolio design are integral aspects of financial planning aimed at achieving long-term financial goals. Each individual and family has their own risk tolerance, timelines, and liquidity needs. Bluewater’s experienced advisors employ a variety of investment strategies, with a focus on acting as the active manager, while also providing regular updates in-line with each client’s expectations for communication. Through diligent top-down investment management, as well as thoughtful portfolio design, we can help each client reach their inevitable financial goal.
Retirement Planning
Retirement isn't just about financial security; it's about enjoying a fulfilling and worry-free lifestyle. Our thorough approach expands beyond the horizon of traditional IRAs and 401Ks to address your unique needs and aspirations, focusing on all aspects of your financial health. We complete this through assessment your current financial situation, your future retirement goals, and your current and expected risk tolerance. Then, we create a personalized retirement plan that includes investment strategies, tax optimization, estate planning, healthcare considerations, and general lifestyle planning.
Insurance Planning
Our goal is to intimately understand each unique situation, assess the needs, and design a personalized plan to protect assets. By thorough analysis of each individual client’s life, disability, long-term care, and general insurance, we build a strategy that ensures you and your family are protected from any unfortunate or unexpected events.
Tax & Cash Flow Analysis
Life, Death and Taxes. The Bluewater team strives in understanding each client’s current cash flow needs, and how they impact overall financial health. Your Bluewater team will work hand-in-hand with your accountant or attorney to custom-tailor solutions that could defer and shift income, invest in tax-advantaged vehicles, and optimize deductions where applicable.
Philanthropic Planning
Identifying each client’s philanthropic passion is significant to any financial plan. Our team will assist in delivering tax-advantageous strategies for charitable donations in alignment with each family’s financial goals and lasting legacies.
Education Planning
We are cognizant to the fact that investing in education is not just about the present, but it is also about ensuring a brighter tomorrow. Our comprehensive family wealth services encompass a range of strategies tailored to educational goals. Whether it is the saving for your child's college tuition, or if it is for furthering your own education - we assess current financial needs and educational aspirations to create a personalized plan that includes savings strategies, investment options, and tax-efficient solutions.
Business Planning
Starting, selling or transitioning away from a business involves a host of financial challenges. Our advisors possess years of experience, sitting in similar chairs, in addressing such challenges for our clients. Whether clients aim to sell their business entirely, or clients wish to establish a succession plan for future generational leadership, Bluewater offers extensive consultation around such significant life decisions.